Hawaii Fine Living Forum

截至7月2日，本周的30年期固定利率抵押貸款平均利率爲3.07％，比前一周下降0.06個百分點，同比下降0.68個百分點。這是自1971年調查開始以來的最低記錄！ Freddie Mac 首席經濟學家山姆·哈特（Sam Khater）在一份聲明中說：“抵押貸款利率繼續緩慢下降，很可能在今年晚些時候將平均30年期固定利率抵押貸款降至3％以下。” 他補充說：“在經濟方面，最新數據表明，過去兩周經濟活動的反彈已經暫停，消費者支出略有下降，購買活動有所回落。” 15年期固定利率抵押貸款小幅下降至2.56％，而5年期美國國債指數混合可變利率抵押貸款平均爲3％。30年期和15年期固定利率抵押貸款本周均平均爲0.8點，這意味著消費者平均支付了貸款金額的0.8％的折扣

What do you need to pay if you rent out a unit in Hawaii? Price may vary from one caretaker or company to another but here we will show you the most common scenarios Long term rental (more than a 6-month rental) * Usually it is 10% on the gross rent * GE reporting can be done by the owner which is free online (if due to language difficulty, you can ask your manager to report and usually there is a fee associated with it) Short Term Rental: (less than 6-month including daily rental) * Hotel managing your unit it is likely 50% of the rent + some marketing cost (each hotel may be different) * 3rd party managing: usually 20-25% is charged on gross rent excluding the TAT and GET portion. * Cleaning fee is included in the gross rent and will need to pay GET * Transient Accommodation Tax and General Exercise Tax are to be paid Quarterly, Semiannually, or monthly depending on the gross income (usually self-reporting is free but if your managing agent files it will cost some service fee) If you have an accountant, he or she may also be able to help you with your reporting. * Some management agent or company can help you report those taxes but there might be service fee for it.

× 獨立房產售出單位 增加12% 比往年的9月比， 中間價格降低4% 目前 777000 USD （與美國本土許多地方相比價格的調整算是比較少的） × 公寓單位的中間價格提升4% $445,000 雖然數量售出減少9% 比起去年9月 × 今年的數據到目前為止 獨立房產的價格保持穩定